A hotel/accomodation can make their business chargeback proof by:
Enable 3DS/OTP on Your Account - By requesting to enable the 3D secure feature for their transactions
Verification at Check-In - As part of your daily operations,
- Request a photo ID that matches the cardholder's name (e.g., passport or driver’s license) and keep a copy on file
- Additionally, have the cardholder sign an authorisation form at check-in
These two documents are essential for winning a dispute if an 'unauthorised transaction' claim arises. This is a standard industry practice, and legitimate guests will understand its importance.